in: Major Socio-Economic Issues and Solutions, Ümit Güner Bülent Adil, Editor, Gazi Yayın Dağıtım, Ankara, pp.279-296, 2022
The degree of financial inclusion in Turkey is compared to
that of middle and high-income countries in this study. The
number of ATMs and bank branches are determined to be at the
level of high-income countries among the indicators of financial
inclusion. This is due to Turkey's implementation of financial
inclusion focusing on labor saving. Women's financial inclusion is
determined to be comparable to that of middle-income nations.
Furthermore, according to demographic and socioeconomic factors
such as rural population and income distribution, educational status
is at the level of middle-income nations. In order to increase the
level of financial inclusion in Turkey, the economic inequality
between women and men must be eliminated. In addition, income
distribution disparity is viewed as an issue. In addition, it is
important to develop financial inclusion in rural areas by ensuring
the diversity of products at a level that can meet sociocultural
needs of the policies to be implemented. It is necessary to include
low-educated individuals and those living in rural regions in the
financial system for Turkey to attain the level of high-income
countries.